NATIONAL COMPARISON

Other states fixed this.
New York did not.

Florida, California, Nevada, and Virginia all enacted statewide condo / HOA governance reform. Florida's post-Surfside HB 913 created a searchable public database every association must file into. New York has nothing equivalent — which is why this site exists.

THE THESIS

We are the shadow DBPR for New York.

After the 2021 Surfside collapse (98 deaths), Florida passed HB 913 in July 2025 — requiring every condo association to publish board contacts, bylaws, budgets, and Structural Integrity Reserve Study (SIRS) results to a state-hosted, searchable public database administered by the Department of Business and Professional Regulation (DBPR). Florida went from "no transparency" to "mandatory transparency" because 98 people died.

New York is structurally identical to pre-Surfside Florida. No public registry. No mandatory reserve floor. No license for the firms that manage $200M+ buildings. The state legislature has had reform bills in committee for a decade. None have advanced.

Until New York enacts its own DBPR equivalent, this site fills the gap voluntarily. Every building catalog page, every managing-agent profile, every regulatory-gap entry is the data that Florida now publishes by statute. We do it because the state will not.

Source: FL DBPR Condo Database · HB 913 text. For the editorial deep-dive on this comparison, see the blog post "Florida fixed condo transparency after Surfside. New York hasn't."

SIX STATES, ONE TABLE

Where NY ranks against six peer states.

New York is closer to Massachusetts (no licensure, no registry, no reserve floor) than to the four states with active oversight regimes. Mass. and NJ are the only states whose governance gaps approach ours, and even NJ has more active state oversight at the offering-plan stage.

Florida

HB 913 (July 2025)

Manager licensureCAM (Community Association Manager) license required since 1987 (Ch. 468 Pt. VIII)
Public registryDBPR searchable cloud database — every association must publish board contacts, bylaws, budgets, SIRS
Reserve floorStructural Integrity Reserve Study (SIRS) mandatory; reserves cannot be waived for major components
Disclosure regimePre-purchase disclosure mandatory; Estoppel certificate fee-capped
EnforcementDBPR investigates complaints; CAM license can be revoked
Trigger event2021 Surfside collapse (98 deaths)

What this means for NY: We do this voluntarily as a private project. We are effectively the shadow DBPR for NY.

California

Davis-Stirling Common Interest Development Act

Manager licensureVoluntary CCAM certification (CACM); no state license required for managers, but 'Common Interest Development Manager' designation is statutorily defined
Public registryAnnual Statement of Information filed with Secretary of State; no centralized HOA database
Reserve floorReserve study required every 3 years (Civ. Code § 5550); cannot be waived
Disclosure regimeOwner request must produce: governing docs, financials, reserve study, meeting minutes within 10 days
EnforcementCivil action only; AG's Consumer Affairs has limited HOA oversight
Trigger eventVarious 1980s consumer-protection waves; no single triggering event

What this means for NY: NY has no Davis-Stirling equivalent. The closest analogue is BCL Article 7-B for co-ops and the Condominium Act § 339, neither of which mandates the same disclosure regime.

Nevada

NRS Chapter 116 — Common-Interest Communities

Manager licensureCommunity Manager license required (Ch. 116A) — exam, fingerprint, continuing education, bonding
Public registryOmbudsman for Owners in Common-Interest Communities; complaint registry
Reserve floorReserve study every 5 years; must be funded 'in such an amount as deemed necessary'
Disclosure regimePublic Offering Statement at sale; comprehensive resale package within 10 days of request
EnforcementNevada Real Estate Division + Common-Interest Communities Commission can suspend manager licenses
Trigger eventLas Vegas 2000s condo-board fraud scandals + RICO indictments of board members

What this means for NY: NY has no Ombudsman, no Community-Interest Communities Commission, and no state authority to suspend a managing-agent license — because there is no license to suspend.

Virginia

Virginia Common Interest Community Manager License Act (2008)

Manager licensureCIC Manager license required via Department of Professional and Occupational Regulation (DPOR)
Public registryDPOR maintains license + disciplinary action database
Reserve floorReserve study at least once every 5 years
Disclosure regimeProperty Owners' Association Disclosure Packet at sale
EnforcementDPOR can revoke license + impose fines
Trigger eventNorthern Virginia HOA-management fraud cases in early 2000s

What this means for NY: Virginia licenses CIC managers through a state board. NY does not.

Massachusetts

G.L. c. 183A — Condominium Statute

Manager licensureNo license required for managers (similar to NY)
Public registryNo state-mandated public registry
Reserve floorNo statutory reserve floor
Disclosure regime6(d) certificate required at sale (limited financial info)
EnforcementCivil action only; AG Consumer Protection has limited jurisdiction

What this means for NY: Massachusetts is structurally similar to NY: no licensure, no public registry, no reserve floor. CCNYC's gap analysis applies almost identically. MA is the wrong direction to copy.

New Jersey

Planned Real Estate Development Full Disclosure Act (PREDFDA)

Manager licensureNo license required for managers
Public registryDepartment of Community Affairs maintains a Public Offering Statement registry but no manager registry
Reserve floorReserve study required for buildings over 50 units; less stringent than CA/FL
Disclosure regimePublic Offering Statement, then annual budget disclosure to unit owners
EnforcementDCA has limited enforcement; civil action primary remedy
Trigger event1977 PREDFDA in response to early condo-boom abuses

What this means for NY: NJ's PREDFDA is closer to what NY has via the Martin Act (Article 23-A GBL) but with more active state oversight at the offering-plan stage.

THE GAP CROSSWALK

For every NY gap, another state has a fix.

Each NY regulatory gap maps to a state that has already solved it through statute. The right-most column tracks the NY bill (if any) that would close that gap. Most are in the legislative graveyard.

Gap NY status State that fixed it NY bill in play
Managing agent licensure None FL (CAM), NV (CM), VA (CIC Manager) S.71 / A.4954 (Albany, pending) + NYC Intro 1120-B
Public registry of managers / buildings None FL DBPR cloud DB (HB 913) No NY equivalent in committee
Mandatory reserve fund floor None FL SIRS (post-Surfside) Hoylman S.2845 (died in committee)
Mandatory pre-purchase financial disclosure Offering plan only (often decades stale) CA Davis-Stirling Civ. Code § 5550 Braunstein A.7088 (died in committee)
Special-assessment owner-vote Bylaws-dependent, no statutory floor Various state CIC acts requiring supermajority Epstein A.5026 (died in committee)
LL11 engineer/contractor conflict ban None Some FL counties post-Surfside Reyes A.5391 (died in committee)
Public complaint registry / ombudsman None Nevada Common-Interest Communities Ombudsman Not introduced
421-a affordability disclosure at sale None Mixed-Income 421-a Affordability Disclosure Act (draft at /06_Legislation/)

FLORIDA HB 913 — DEEP DIVE

The statute we want NY to copy.

Florida House Bill 913, signed July 2025, is the most ambitious condo governance reform passed in the United States. It mandates:

  • Public cloud database — every condo association must register and publish board roster, contact info, bylaws, budgets, and SIRS reports to the DBPR database.
  • Structural Integrity Reserve Study (SIRS) — required for buildings 3+ stories; cannot be waived for major structural components.
  • Estoppel certificate fee cap — the document a buyer needs at closing now has a statutory price ceiling.
  • Manager continuing education — CAM license holders must complete additional Surfside-related coursework.
  • Penalties for non-filing — associations that fail to register face administrative penalties enforced by DBPR.

New York's no-public-managing-agent-registry gap is exactly what HB 913 closed in Florida — except Florida went further and required the buildings themselves to register, not just the managers.

See also: NY's legislative graveyard for the ten bills that would have moved NY in this direction, all of which died in committee.

WHAT THIS MEANS FOR YOU

If you live in NY, this map matters.

New York is the most regulated housing market in the country except for the part of it that actually owns the building. The state licenses 70 professions, mandates rent stabilization, runs HCR and DHCR — and then walks away the moment ownership becomes shared. The states above closed that gap. We have not.

If you want this to change, write to your representative: letter-to-rep generator. If your building has already paid the price of this gap, the AG complaint generator is calibrated to the Real Estate Finance Bureau's intake.