NATIONAL COMPARISON

Other states fixed this.
New York did not.

Florida, California, Nevada, and Virginia all enacted statewide condo / HOA governance reform. Florida's post-Surfside HB 913 made every association register with the state and complete a structural-reserve study. New York has nothing equivalent — which is why this site exists.

THE THESIS

We are the shadow DBPR for New York.

After the 2021 Surfside collapse (98 deaths), Florida passed HB 913 in July 2025 — requiring every condo association to register with the Department of Business and Professional Regulation (DBPR), reporting contact info, unit count, building age, and assessments by October 1, 2025, and to confirm completion of a Structural Integrity Reserve Study (SIRS); board minutes must be posted on each association's own website. Florida went from "no state oversight" to "mandatory registration and reserve studies" because 98 people died.

New York is structurally identical to pre-Surfside Florida. No public registry. No mandatory reserve floor. No license for the firms that manage $200M+ buildings. The state legislature has had reform bills in committee for a decade. None have advanced.

Until New York enacts its own DBPR equivalent, this site fills the gap voluntarily. Every building catalog page, every managing-agent profile, every regulatory-gap entry is the data that Florida now publishes by statute. We do it because the state will not.

Source: FL DBPR Condo Database · HB 913 text. For the editorial deep-dive on this comparison, see the blog post "Florida fixed condo transparency after Surfside. New York hasn't."

SIX STATES, ONE TABLE

Where NY ranks against six peer states.

New York is closer to Massachusetts (no licensure, no registry, no reserve floor) than to the four states with active oversight regimes. Mass. and NJ are the only states whose governance gaps approach ours, and even NJ has more active state oversight at the offering-plan stage.

Florida

HB 913 (July 2025)

Manager licensure	CAM (Community Association Manager) license required since 1987 (Ch. 468 Pt. VIII)
Public registry	DBPR online registration accounts (HB 913) — associations file contact info, unit count, building age, and assessments with DBPR; board minutes posted on each association's own website
Reserve floor	Structural Integrity Reserve Study (SIRS) mandatory; reserves cannot be waived for major components
Disclosure regime	Pre-purchase disclosure mandatory; estoppel certificate fee-capped under separate FL law (SB 398, 2017)
Enforcement	DBPR investigates complaints; CAM license can be revoked
Trigger event	2021 Surfside collapse (98 deaths)

What this means for NY: We do this voluntarily as a private project. We are effectively the shadow DBPR for NY.

California

Davis-Stirling Common Interest Development Act

Manager licensure	Voluntary CCAM certification (CACM); no state license required for managers, but 'Common Interest Development Manager' designation is statutorily defined
Public registry	Annual Statement of Information filed with Secretary of State; no centralized HOA database
Reserve floor	Reserve study required every 3 years (Civ. Code § 5550); cannot be waived
Disclosure regime	Owner request must produce: governing docs, financials, reserve study, meeting minutes within 10 days
Enforcement	Civil action only; AG's Consumer Affairs has limited HOA oversight
Trigger event	Various 1980s consumer-protection waves; no single triggering event

What this means for NY: NY has no Davis-Stirling equivalent. The closest analogue is BCL Article 7-B for co-ops and the Condominium Act § 339, neither of which mandates the same disclosure regime.

Nevada

NRS Chapter 116 — Common-Interest Communities

Manager licensure	Community Manager license required (Ch. 116A) — exam, fingerprint, continuing education, bonding
Public registry	Ombudsman for Owners in Common-Interest Communities; complaint registry
Reserve floor	Reserve study every 5 years; must be funded 'in such an amount as deemed necessary'
Disclosure regime	Public Offering Statement at sale; comprehensive resale package within 10 days of request
Enforcement	Nevada Real Estate Division + Common-Interest Communities Commission can suspend manager licenses
Trigger event	Las Vegas 2000s condo-board fraud scandals + RICO indictments of board members

What this means for NY: NY has no Ombudsman, no Community-Interest Communities Commission, and no state authority to suspend a managing-agent license — because there is no license to suspend.

Virginia

Virginia Common Interest Community Manager License Act (2008)

Manager licensure	CIC Manager license required via Department of Professional and Occupational Regulation (DPOR)
Public registry	DPOR maintains license + disciplinary action database
Reserve floor	Reserve study at least once every 5 years
Disclosure regime	Property Owners' Association Disclosure Packet at sale
Enforcement	DPOR can revoke license + impose fines
Trigger event	Northern Virginia HOA-management fraud cases in early 2000s

What this means for NY: Virginia licenses CIC managers through a state board. NY does not.

Massachusetts

G.L. c. 183A — Condominium Statute

Manager licensure	No license required for managers (similar to NY)
Public registry	No state-mandated public registry
Reserve floor	No statutory reserve floor
Disclosure regime	6(d) certificate required at sale (limited financial info)
Enforcement	Civil action only; AG Consumer Protection has limited jurisdiction

What this means for NY: Massachusetts is structurally similar to NY: no licensure, no public registry, no reserve floor. CCNYC's gap analysis applies almost identically. MA is the wrong direction to copy.

New Jersey

Planned Real Estate Development Full Disclosure Act (PREDFDA)

Manager licensure	No license required for managers
Public registry	Department of Community Affairs maintains a Public Offering Statement registry but no manager registry
Reserve floor	Reserve study mandated by S2760 (signed Jan 2024) for all condos/co-ops — 30-year funding plan, updated every 5 years
Disclosure regime	Public Offering Statement, then annual budget disclosure to unit owners
Enforcement	DCA has limited enforcement; civil action primary remedy
Trigger event	1977 PREDFDA (disclosure act) in response to early condo-boom abuses; reserve-study mandate added by S2760 (2024)

What this means for NY: NJ's PREDFDA is closer to what NY has via the Martin Act (Article 23-A GBL) but with more active state oversight at the offering-plan stage.

THE GAP CROSSWALK

For every NY gap, another state has a fix.

Each NY regulatory gap maps to a state that has already solved it through statute. The right-most column tracks the NY bill (if any) that would close that gap. Most are in the legislative graveyard.

Gap	NY status	State that fixed it	NY bill in play
Managing agent licensure	None	FL (CAM), NV (CM), VA (CIC Manager)	S.71 (Albany, pending in Senate Judiciary)
Co-op application-review transparency	None until 2026-07-28	Various state common-interest-community acts	NYC Intro 1120-B (Farías, effective 2026-07-28)
Public registry of managers / buildings	None	FL DBPR association-registration accounts (HB 913)	No NY equivalent in committee
Mandatory reserve fund floor	None	FL SIRS (post-Surfside)	No verified active bill
Mandatory pre-purchase financial disclosure	Offering plan only (often decades stale)	CA Davis-Stirling Civ. Code § 5550	No verified active bill
Special-assessment owner-vote	Bylaws-dependent, no statutory floor	Various state CIC acts requiring supermajority	No verified active bill
LL11 engineer/contractor conflict ban	None	Some FL counties post-Surfside	No verified active bill
Public complaint registry / ombudsman	None	Nevada Common-Interest Communities Ombudsman	Not introduced
421-a affordability disclosure at sale	None	—	Mixed-Income 421-a Affordability Disclosure Act (draft at /06_Legislation/)

FLORIDA HB 913 — DEEP DIVE

The statute we want NY to copy.

Florida House Bill 913, signed July 2025, is the most ambitious condo governance reform passed in the United States. It mandates:

State registration accounts — every condo association must register with DBPR, reporting contact info, unit count, building age, and assessments (due October 1, 2025); board minutes are posted on each association's own website, not a central public database.
Structural Integrity Reserve Study (SIRS) — required for buildings 3+ stories; cannot be waived for major structural components. Associations confirm SIRS completion through DBPR.
Penalties for non-filing — associations that fail to register face administrative penalties enforced by DBPR.

New York's no-public-managing-agent-registry gap is exactly what HB 913 closed in Florida — except Florida went further and required the buildings themselves to register, not just the managers.

See also: NY's legislative graveyard for the ten bills that would have moved NY in this direction, all of which died in committee.

WHAT THIS MEANS FOR YOU

If you live in NY, this map matters.

New York is the most regulated housing market in the country except for the part of it that actually owns the building. The state licenses 35 occupations, mandates rent stabilization, runs HCR and DHCR — and then walks away the moment ownership becomes shared. The states above closed that gap. We have not.

If you want this to change, write to your representative: letter-to-rep generator. If your building has already paid the price of this gap, the AG complaint generator is calibrated to the Real Estate Finance Bureau's intake.

Other states fixed this.New York did not.